Hard Money Loans

Hard Money Loans for Commercial Real Estate

Need fast, flexible financing for your income-producing properties—especially in New York? Our hard money loans provide short-term bridge financing (1–3 years) with interest-only payments and no prepayment penalties. Whether you’re juggling a time-sensitive purchase or a tight deadline, we can close deals nationwide in as little as 7–20 days—so you never miss an opportunity.

Key Highlights

  • Swift Closings: Seal the deal in 7–10 days for urgent opportunities
  • Flexible Terms: Interest-only structure, plus up to 1 year of interest reserves if needed
  • No Prepayment Penalties: Pay off early without extra fees
  • Wide Range of Loan Sizes: From $500k to $100 million
  • Competitive Rates: 8% – 12% interest
  • High LTV: Up to 65% on income-producing properties
  • Short-Term Bridge Financing: 1–3 year terms
 
Get the capital you need, exactly when you need it—without the red tape. Get in touch today and let our hard money loan solutions power your next commercial real estate venture.

Ideal Loan Purposes

  • Bridge Loans & Cash-Outs
    Seize immediate opportunities or unlock equity for reinvestment.

  • Joint Venture & Rehab Projects
    Collaborate on high-potential renovations for maximum returns.

  • Mezzanine Financing
    Layer additional funding for large-scale projects with ease.

  • Bank Workouts
    Break free from restrictive terms and embrace flexible financing.

  • Development & Construction
    Build from the ground up or expand existing properties to add value.

  • Acquisition & Refinance
    Purchase and restructure your loans on more favorable terms.

  • Distressed Properties & Balloon Note Solutions
    Step in with capital when conventional lenders hesitate.

Collateral We Finance

  • Multifamily Apartments
    Elevate your properties with strategic improvements to drive higher NOI.

  • Industrial Properties
    Modernize or repurpose to meet the demands of a growing logistics sector.

  • Grocery-Anchored Retail
    Strengthen reliable traffic-generating centers for steady returns.

  • Mixed-Use Shopping Centers
    Re-energize commercial spaces for diverse revenue streams.

  • Hospitality (Flagged & Non-Flagged)
    Renovate and reposition to capture higher occupancy and room rates.

  • Office & Medical Office Buildings
    Attract premium tenants with upgraded facilities and amenities.

  • Student Housing
    Align amenities with student needs to maximize occupancy and ROI.

  • Warehouses / Distribution / Flex Spaces
    Capitalize on booming e-commerce by optimizing your industrial spaces.

  • Parking Garages
    Enhance or expand capacity to increase revenue in high-density areas.

  • Self-Storage Facilities
    Secure a steady income stream through essential storage solutions.

  • Condo Unit Inventory
    Improve sales velocity and maximize returns for developers.

  • Single Tenant + Owner-User
    Fund your business or secure stable single-tenant income opportunities.

  • Mobile Home Parks
    Upgrade infrastructure and amenities to attract and retain residents.

  • Assisted Living Facilities
    Modernize patient care and communal spaces to meet rising senior demand.

Ready to Fund Your Project?

Don’t let tight deadlines or complex properties slow you down. Our experienced team is poised to help you secure the capital you need—fast. Contact us today to discuss your loan scenario and get your project moving forward with confidence.

Find out how quickly you can secure financing
no obligation, no hidden fees.

If you're ready to think outside the bank, let's talk.